one rate, it is that facile

Charge Card

Increase our simple low rate Credit Card to your spending power. We can help you get there whether you want more flexibility and protection for your purchases at home or abroad, or just peace of mind should the unexpected occur.

One easy rate that is low

Get one low rate – Representative 14.9% APR (variable) – with no fee that is annual.

Free European transactions*

Going abroad? We will not ask you for deal costs for making use of your card in countries in europe.

Say hello to Insights

Our fresh addition to your mobile app– Insights , which could recognize habits, styles and future re re payments to produce personalised reports for you yourself to see how you’re using your cash.

Instant card printing that is in-store

No looking forward to the post – come to a shop and then leave along with your bank card in your hand.

Open a merchant account

Come and discover us waiting for you

The Nuts and Bolts

We’re up front side with your clients about every thing. We’ve created this handy summary of y our bank card’s key features which means you is able to see the information that is important the get-go.

Rate Monthly charges period that is interest-free limits from
Representative 14.9% APR (variable) Zero as much as 56 times ВЈ500

APR appears for apr. It’s designed to provide a far more idea that is accurate of much you might be being charged whenever you borrow cash. It will take into consideration the attention on the loan as well as other fees you need to spend, for example any arrangement cost.

Eligibility

You are able online payday loans North Dakota to submit an application for a charge card if:

  • You’re aged 18 or higher
  • You’re resident in britain. You’ll should also offer evidence of your identification and address. A valid visa/residence permit if you’re not a UK, EU, EEA or Swiss national you’ll need. Here’s a summary of things you need

Utilizing your bank card abroad

We won’t charge you for worldwide charge card deals built in many countries in europe. And now we provide outstanding value prices within the other countries in the globe.

Location Card Buy Cash Withdrawal
In Europe* COMPLIMENTARY COMPLIMENTARY
Outside Europe* 2.99percent 2.99percent + ВЈ1.50

*Where may I utilize my card at no cost in European countries?

As soon as we reference European countries we respect the nations that are an element of the solitary European Payments Area (SEPA).

  • 19 EU Euro nations – Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovakia, Slovenia, Spain
  • 8 EU countries that are non-Euro Bulgaria, Croatia, Czech Republic, Denmark, Hungary, Poland, Romania, Sweden
  • 3 non-EU, Euro nations – Andorra, Monaco, San Marino
  • 4 non-EU, non-Euro nations – Iceland, Liechtenstein, Norway, Switzerland

All regions are included by their connected owning country.

By using your card abroad, any foreign exchange deal is changed into sterling regarding the time it is given out of the account. The trade rate is scheduled by MasterCardВ®.

MasterCardВ® is a trademark that is registered of Overseas Incorporated.

Features explained

Interest

  • You get right up to 56 times interest-free for acquisitions in the event that you spend balance in full as well as on time. (the initial period that is interest-free acquisitions can be reduced invest the down your charge card part-way through per month.) Until we receive your repayment if you don’t pay your balance in full, we charge interest daily from the transaction date.
  • There’s no period that is interest-free payday loans or transfers of balance. You develop interest through the you take out cash or make a transfer until you pay the money back day.

Contactless card

All Metro Bank cards help contactless re re payments. Simply touch your card regarding the audience during the till and you also’re done.

No fee that is annual

There’s no annual fee – just one single easy price of 14.9% Representative APR (variable).

Text and e-mail alerts

Get mini-statements delivered right to your phone or e-mail to assist you handle finances whenever you’re close to your borrowing limit.

Paperless statements

We’ll e-mail you on a monthly basis to allow you realize your statement that is monthly is online. If you’d like a paper declaration, simply ask.

Everything we think about

Whenever you submit an application for a charge card we make use of process called ‘credit scoring’ to execute a credit evaluation of you. Your rating allows us to determine you a credit card and what your credit limit will be whether we can offer.

Being a accountable bank, we work you can afford your borrowing with you to make sure. We won’t provide you with a card it will be bad for your financial well-being, based on our understanding of your personal circumstances if we think. We don’t want to leave you struggling to settle your bank card.

Bank card agent instance

Get every detail to learn at your leisure

Download our PDFs to see whenever you like – they have all of the the inner workings of our bank card.

Representative APR Assumed Borrowing Limit
14.9% APR (variable)