Holiday loans. Take full advantage of your vacation. Personalised prices from 6.99% ?

Apply now obtain a quote Won’t affect your credit rating

We all know travel expenses can add on up

That is why we are right here to assist you prepare ahead and also make the essential of one’s journey


Arrange ahead to cover the big costs. Be equipped for unforeseen expenses with no shock charge card charges.


With one easy-to-manage loan you are able to protect all your valuable costs and money that is spending.


Enjoy quality, stress-free time away. There isn’t any need certainly to defer producing those life time memories.

Simple, 100% online

Step one. Get to know you

Inform us regarding the loan, then provide us with some factual statements about your self along with your funds.

Step 2. Get your quote

We offer your step-by-step estimate along with your interest rate, borrowing limit and repayments.

Step 3. Get your cash

Accept your estimate and offer some last details. Many loans placed in the market are fully-funded within a day.

That which we provide

$2K – $70K

Loan limitations

3 or five years

Loan terms

$200 or $450

Establishment charge

Early repayment charge

  • All loans are unsecured
  • Prices from 6.99per cent – 29.99% p.a. ?
  • Your price is fixed when it comes to life of the loan
  • It is possible to repay regular, fortnightly or month-to-month
  • Establishment charge of $200 for loans under $5,000 ?
  • Establishment cost of $450 for loans $5,000 and over ?

Have the loan that actually works for you personally

Save money time residing much less time finding out just how to pay money for the plain things you want


Rates of interest depend on your specific credit evaluation, maybe maybe maybe not one-size-fits-all.

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Many loans placed in the market are fully funded in 24 hours or less.

100% ONLINE – 24/7

No queues with no dependence on any embarrassing meetings that are face-to-face.

Today get started with Harmoney

A huge number of clever Kiwis are switching to Harmoney to realize their goals.

We are real individuals therefore we’re right right right here if you want us

Us a call on 0800 427 666 or jump on to live chat and one of our more than 30 specialists will be there to lend a hand if you need help, just give.

Conditions and terms

1. At the mercy of funding and approval. Harmoney’s interest levels cover anything from 6.99% p.a. To 29.99% p.a. And they are provided in line with the borrower’s that are individual assessment in accordance with Harmoney’s credit scorecard. To be approved and list your loan you have to satisfy Harmoney’s credit requirements and lending that is responsible. Charges, fees, stipulations use.

2. Establishment charge of $200 for loans from $2,000 to below $5,000 and $450 for loans from $5,000 to $70,000. Fixed prices vary from 6.99% p.a. To 29.99per cent p.a. On 36 to 60 thirty days terms, without any very early payment charges.

Signature loans

Harmoney Limited, Harmoney Nominee Limited and Harmoney Services Limited are registered beneath the Financial Service services (Registration and Dispute Resolution) Act 2008.

Getaway Loans

Therefore, for it all before you confirm your hotel reservation and start packing up your suitcase, it’s vital to take into account how you’re realistically going to pay. Because of this, it is not unusual you pay for the associated costs and make sure you enjoy your time away for you to consider some form of holiday finance to help.

Much like a great many other kinds of loan in britain credit market, there are many options available in terms of locating a unsecured loan to fund your regular getaway. In line with the 2018 getaway Habits Report from trusted travel brand name, ABTA, the average quantity invested whilst on christmas fell in 2018, suggesting that instead of selecting not to ever holiday at all, holidaymakers are merely determining to spending plan more carefully whenever they’re away.